Affordable IUI in Kansas City
Are you thinking about intrauterine insemination (IUI) but worried about the price tag? You’re not alone. Deciding on intrauterine insemination (IUI) can feel overwhelming if you’re not sure what it costs. This guide breaks down every cost component, shows how insurance plays a role, and offers tips on budgeting for IUI.
How Much Does IUI Cost
A single IUI cycle typically runs $650–$4,305, depending on meds, monitoring, and the procedure itself.
What is the total cost of IUI treatment?
The total cost of IUI treatment depends on how many cycles you need to complete to get pregnant, whether you utilize fertility drugs, bloodwork, the insemination itself, and more. Everyone’s experience differs, so knowing the total cost upfront can be tricky to calculate without being a psychic.
How much is each round of IUI?
Each round of IUI can cost roughly this, according to CCRM Fertility, a global pioneer in fertility science, research, and treatment.
Initial IUI Treatment Consultation (testing not included): $225-500
Natural IUI (no fertility medications): $1,175–$4,305
Stimulated IUI: $1,375–$7,305
IUI cost with insurance
With insurance, IUI costs can be cut dramatically for what you pay out of pocket if your plan covers fertility treatments at all. Resulting in affordable IUI in Kansas City, look over your benefits and reach out to your HR department or a representative with your insurance provider to learn more about what’s included in your specific plan.
Evaluate your plan type
If your employer’s plan covers IUI, it may limit cycles or require IUI before IVF. Some insurers cap treatments; others may cover multiple IUIs without limit.
Determine fertility drug coverage
Certain plans pay only for natural cycles or for oral meds (Clomid, Letrozole) but not for injectable gonadotropins, which cost about $2,000 per cycle.
Be wary of sex bias
If the policyholder is male, when it comes to their plan’s IUI coverage, it may pay for the sperm wash but not their female partner’s meds or the insemination itself.
Components of IUI Cycle Cost
A typical IUI cycle is comprised of these three main components: meds, bloodwork, and insemination. Let’s look at their cost breakdown. These figures come from FertilityIQ by Inflection.
1. Medication
Clomid or Letrozole: ~$100 per cycle
Gonadotropins: ~$2,000 per cycle
Trigger shot: $50–$250
You’re looking at an additional $50-$150 fee if a nurse injector administers the shot for you.
2. Monitoring & Bloodwork
Ultrasounds and labs: $500–$1,000
3. Insemination
In-office sperm preparation and injection: $150–$400
What is the success rate of IUI on the first try?
Now that you have a better understanding of affordable IUI in Kansas City, you’re probably wondering, “What even is the success rate of IUI on the first try?”
Well, we looked into the success rate of IUI on the first try for you, and you can read our deep dive on how successful IUI is on the first try. To better understand IUI success rates.
Other costs of IUI: Side effects and risks
Chance of multiples
According to a study of fertility data from AMIGOS, FAST trial, Fort trial, Huang et al, if you use gonadotropins as your fertility drug, the chance of becoming pregnant with twins or triplets per IUI cycle rises to 2–3% (vs. <1% natural).
Delivery costs
Twin births can average $100,000 in immediate medical bills; triplets can hit $400,000. For uninsured or high-deductible families, these costs may be substantial.
Long-term costs
Premature multiples often need NICU care—57% for twins, 96% for triplets—and may face higher health risks over time.
Planning & Budget Tips
Ask for a package rate. Some IUI clinics bundle meds, monitoring, and insemination at a discount to create more opportunities for affordable IUI in Kansas City.
Use an HSA/FSA. Set aside pre-tax dollars for fertility care.
Seek local grants. Local groups, like KC Infertility, sometimes offer fertility funding in Missouri. You can find them and more options by Googling “family building grants in Missouri.”
Compare clinics. Read our overview of intrauterine insemination in Kansas City to learn what you should look for in a fertility clinic.
Payment Plans: Some clinics let you pay in installments. Ask them if they have financing partners before scheduling or during your consultation.
We’re Always Praying For You
Now is the time when faith is needed most. Remember to put God first while you navigate infertility. For strength, while you’re trying to conceive, read our Christian prayers for fertility.
If infertility has put pressure on your marriage, lean on our Christian prayers for family strength to help you and your spouse stay united and encouraged, no matter what the future holds.
Ready to Plan
Your path to parenthood deserves clarity. Note every cost, talk to insurers, and lean on community resources to discover affordable IUI in Kansas City.
Consistent prayer and precise budgeting build confidence. Note each expense and lean on God’s promises as you await your little wonder.
Record Your Pregnancy
God will fulfill His promise to you. Record your joy after you get your positive pregnancy test in Awaiting Our Little Wonder, a new mom IUI pregnancy journal.
Frequently Asked Questions About Affordable IUI
-
Insurance coverage varies. Employer plans dictate covered cycles and whether meds or the procedure qualify for insurance payments.
-
Chances per cycle range are influenced by age, sperm quality, and tubal health. Learn more about IUI success rates.
-
The minimum cost of IUI would be as little as $650 out of pocket, from what we know about costs associated with natural IUI cycles and minimal monitoring.
-
The cost of IUI vs. IVF is significantly cheaper than IVF. While both include medical care and the option for injectable medications, there’s a lot more that goes into IVF, like egg freezing, egg retrieval, embryo transfers, and more. IUI doesn’t require eggs to be removed from the uterus, so there are no embryo transfer costs. Just some bloodwork and monitoring costs.
Below is a basic breakdown of IUI vs. IVF costs.
IUI Costs:
Medical care: $1,000
Oral meds: $100
Injectable meds: $2,000
IVF Costs:
Medical care: $12,000–$20,000
Injectable meds: $2,000–$6,000
-
When you’re considering doing IUI or IVF, we encourage you to remember that IUI is less invasive and cheaper upfront, but IVF often offers higher success rates. Discuss options with your partner and fertility specialist.
-
You need ultrasounds during IUI for many reasons. Including but not limited to monitoring the ovaries (general health and follicular growth), tracking follicle development, measuring uterine lining thickness, and guiding the insemination catheter. They can also help ensure there are no ovarian cysts before starting fertility medications.
While opting out of some of these ultrasound uses could increase the likelihood of securing more affordable IUI in Kansas City, we wouldn’t recommend doing so if it decreases the chance of a successful IUI pregnancy result.
You’d find yourself back at square one and racking up a new set of IUI expenses.